Business Loans

Have ideas how to expand your business or your company needs a short-term financial injection? We offer different options for financing business projects that will help you achieve your objectives.

• If you intend to invest, i. e. acquire new equipment, technologies or real estate, or to launch a construction project - we offer Danske Bankas long-term credit.
• If you need to secure financing of working capital, we propose that you choose from several crediting instruments: short-term credit, credit line, overdraft or factoring.
• If you seek optimal management of financial resources while acquiring and renewing your car fleet, office equipment or production installations - using financial lease or operating lease services provided by UAB Danske lizingas is the best solution.

Differences between various Danske Bankas's financing instruments for business clients

	Term	Amount	Interest rate	Currency	Purpose
Short-term credit	Up to 2 years	Unlimited	Variable/ fixed	LTL, EUR, USD	For working capital
Long-term credit	Up to 10 years	Unlimited	Variable/ fixed	LTL, EUR, USD	For investment projects
Factoring	Up to 1 year	Unlimited	Fixed	LTL, EUR, USD	For working capital
Credit line	Up to 2 years	Unlimited	Variable/ fixed	LTL, EUR, USD	For working capital
Overdraft	Up to 1 year	Min amount LTL 20,000	Variable/ fixed	LTL, EUR, USD	For working capital
Financial lease (in LT)	Up to 5 years (real estate - up to 10 years)	Min amount LTL 20,000	Variable/ fixed	LTL, EUR	For property acquisitions
Operating lease (in LT)	Up to 5 years	Min amount LTL 20,000	Fixed	LTL, EUR	To finance depreciation of the property market value