Danske Bankas customers who acquire an MC Corporate Platinum, MC Corporate Gold, or MC Corporate Classic card are insured with IF travel abroad insurance free of charge. The insurance is valid from the date of issue of the card and until expiry of the card's term.
Insurance coverage is valid for the cardholder (under 75 years of age) and his/her family members travelling with him/her, i.e. spouse (or person/partner who has been living in the same house as the cardholder for at least one year without being married) who is under 75 years of age and children or foster children under 18 years of age.
| CLASSIC * | GOLD ** | PLATINUM ** | ||||
| Insurance coverage conditions | Sum insured | Deductible | Sum insured | Deductible | Sum insured | Deductible |
| Medical insurance | EUR 60,000 | Not applicable | EUR 70,000 | Not applicable | EUR 90,000 | Not applicable |
| Accident insurance (death and disability risks) | LTL 30,000 | Not applicable | LTL 50,000 | Not applicable | EUR 25,000 | Not applicable |
| Travel costs | | | |
|
EUR 1,000 | EUR 50 |
| Luggage insurance | EUR 500 | EUR 50 | EUR 1,000 | EUR 25 | EUR 1,500 | EUR 25 |
| Luggage delay | EUR 150 | EUR 50 | EUR 150 | EUR 25 | EUR 500 | EUR 25 |
| Third party liability insurance | EUR 10,000 | EUR 100 | EUR 25,000 | EUR 100 | EUR 50,000 | Not applicable |
| Travel delay insurance | | | EUR 500 | 4 hours | EUR 500 | 4 hours |
| Priority Pass | | Provided |
Provided | |||
| Avis | Avis Preferred | Avis Preferred | Avis President's Club | |||
* No insurance coverage is provided in the case of engagement in activities associated with increased risks.
** Increased risk travel insurance.
The insurance coverage applies:
- To MC Corporate Platinum and MC Corporate Gold cardholders who engage in forms of leisure associated with increased risks.
- To 1 (one) trip abroad for a maximum of 30 (thirty) calendar days from the date of departure from the place of permanent residence and for a maximum of 90 (ninety) days per insurance year, regardless of the number of trips.
- To insured events that occur anywhere in the world, except for the Republic of Lithuania and the country in which the cardholder resides on a permanent basis, if the cardholder is a permanent resident of a country other than the Republic of Lithuania.
- To MC Corporate Classic cardholders who engage in forms of leisure associated with increased risks.
- To instances where the cardholder performs physical work, works as a driver, or takes part in sports training or competitions.
If a cardholder holds several Danske Bankas MC Corporate cards, it is deemed that the cardholder is insured with only one insurance option providing for the greatest insurance coverage.
In the case of an insured event, the insured or his/her representative must immediately call IF insurance company at +370 5 210 8925.
1636 (Weekdays 8-19)