If you want to use your company financial resources more efficiently, choose Danske Bankas saving and investment services. We will help you to choose the most suitable solutions and make your surplus funds work for you.
A deposit is an amount deposited at a bank for a certain time period, for which interest is accrued. Deposits are extremely safe and simple saving instruments, which offer particular benefits to those who want to save for unforeseen life events or major purchases.
Investment funds are the aggregate assets of many investors, which fund managers invest in bonds, stocks, or other financial assets in various markets. The profit and risks associated with the investments depend on the individual investment funds chosen. Investment funds are probably the most popular investment method globally.
Stocks are ownership securities. If you purchase stocks, you become a co-owner of the relevant company and acquire certain rights to a share of the company profits (dividend). The price of stocks and the size of dividends depend on how successfully the company operates and what is expected from the company. This investment instrument is associated with high risks, but can also be highly profitable.
Bonds are debt securities offering different types of profitability and having different terms. If you purchase bonds, you are normally refunded the amount invested and receive interest on a fixed day. Where needed, bonds may be sold before the end of the term, but you will only receive the greatest possible return if you wait until the end of the fixed term.
Exchange traded funds are funds which have some of the features of stocks and traditional investment funds and like stocks, are traded on stock exchanges. If you choose these funds, you have the opportunity to invest in a variety of financial instruments on a variety of markets. The associated profit and risks depend on the investment solutions chosen.
Structured investment instruments are bonds or deposits related to financial instruments, whose interest depends on the change in the value of the relevant related financial instrument over a certain term, which normally covers the entire term of the bond or deposit in question. The expected returns on bonds or deposits related to financial instruments are higher than those on bonds with fixed interest rates, but investors face the risk of not earning any interest if the market situation is unfavourable.
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