| Card issuing and servicing | |
|---|---|
| Card issuance | |
| – Main (with / without credit limit) for Novaturas clients | Free of charge |
| – Main (with / without credit limit) | LTL 30 |
| – Supplementary | LTL 45 |
| Card renewal | |
| – Main | Free of charge |
| – Supplementary | LTL 45 |
| Blocking the lost card | LTL 30 |
| Replacement of blocked card | LTL 10 |
| Issuance of a new card identification number (PIN) (a new card is issued) | LTL 20 |
| Minimal sum on the account needed for card renewal | None |
| Annual card account administration fee | Free of charge |
| Rate of interest for account credit balance | 0 % |
| Card validity period | 2 years |
| Monthly statement | |
| Danske eBank system / by e-mail / at the bank | Free of charge |
| By ordinary mail | LTL 1.90 |
| Terms of credit limit issuance | |
| Fee: | |
| – For the issuance / extension of the credit limit | Free of charge |
| – For changing the credit limit, monthly payment amount or the term upon request of the customer | LTL 30 |
| Interest | |
| – For the credit limit utilised | 13.9 % |
| – For the credit limit overdraft | 30 % |
| Changing of other terms of the credit limit agreement | Free of charge |
| Credit limit period | 24 months |
| Credit limit coverage period | 3–24 months |
| Fee for the transfer of the credit limit funds from the card account* | The fee for the transfer of money provided for in the bank services and operations pricelist + 1 percent from the credit limit amount being transferred** |
| Late interest for failure to timely credit the account | 30 % annual interest for each delayed payment day |
| Blocking of the card | In case the credit limit overdraft is not covered within 45 days |
| Cash withdrawal | |
| At branches of the bank in Lithuania | 1.5 % (minimum LTL 3) |
| At Danske Bankas ATMs in Lithuania | 1.5 % (minimum LTL 3) |
| At the cash desks and ATMs of the Lithuanian banks (DnB Nord, Swedbank, Šiaulių bankas, SEB bankas) | 2 % (minimum LTL 10) |
| At cash desks and ATMs of other banks | 2 % (minimum LTL 20) |
| Daily limits of card operations*** | |
| Cash withdrawal | |
| - Number of operations | 7 |
| - Total authorized sum | LTL 7,000 |
| Payment operations | |
| - Number of operations | 15 |
| - Total authorized sum | LTL 15,000 |
| The charge for a cash withdrawal from an ATM and a change of the daily limit of the cash available on the card at the customer’s request | LTL 30 |
| Fees for obtaining payment documents, etc. | |
| Obtaining a payment document | |
| - From Lithuanian companies | LTL 5 |
| - From abroad | LTL 40 |
| Obtaining of a foreign document (car rental, hotel accommodation or airplane tickets, reservation documents, etc.) | LTL 120 |
| Sending a card abroad by courier mail within 72 hours after receipt of the customer’s request | LTL 400 |
| Other conditions | |
| Travel insurance****: | |
| - Medical insurance | EUR 50,000 |
| - Third party liability insurance | EUR 10,000 (franchise EUR 100) |
* If a client performs a transfer from the card account without using the credit limit funds available for the account, the fee for the transfer of money provided for in the bank services and operations pricelist is charged. If when performing a transfer a client uses any of the credit limits funds, the money transfer fee provided in the bank services and operations pricelist + 1 percent of the credit limit amount being transferred is charged.
** The fee for transfer from credit limit funds is not charged when a client pays with a Danske Bankas and Novaturas travel card for a trip organised by Novaturas UAB and the payment transaction is carried out at a branch of Danske Bankas.
*** Daily limits on operations with cards are valid for 24 hours.
**** Insurance protection is valid for (only for travel abroad organised by UAB Novaturas):
- the insured person and his/her family members travelling together with him/her, i.e. a spouse (or a person/partner with whom s/he lives without registering marriage and has managed a household for at least 1 year) and children/foster children under the age of 18.
- insured events that take place in any country of the world, except for Lithuania and the country where the insured person lives permanently if Lithuania is not the permanent place of residence.
- no longer than 30 calendar days of single travel abroad. Insurance protection is valid for not more than 90 days in the 1-year period of the validity of the card.
- the insured person and his/her family members travelling together and engaging in leisure activities that involve increased risk-taking; Insurance protection is not valid for an additionally issued card.
1636 (Weekdays 8-19)