| Visa Classic Regular credit card | Visa Classic Interest-free card | Visa Classic Consumer credit card | |
|---|---|---|---|
| Card issuance | |||
| – Main | LTL 45 | LTL 45 | LTL 45 |
| – Supplementary | LTL 45 | LTL 45 | LTL 45 |
| Card renewal | |||
| – Main | LTL 45 | LTL 45 | LTL 45 |
| – Supplementary | LTL 45 | LTL 45 | LTL 45 |
| Blocking the lost card | LTL 10 | LTL 10 | LTL 10 |
| Replacement of blocked card | LTL 10 | LTL 10 | LTL 10 |
| Issuance of a new card identification number (PIN) (a new card is issued) | LTL 10 | LTL 10 | LTL 10 |
| Annual card account handling fee* | LTL 45 | LTL 45 | LTL 45 |
| Interest for the account credit balance | 0 % | 0 % | 0 % |
| Card validity period | 4 years | 4 years | 2 years |
| Monthly statement | |||
| Danske eBank system / by e-mail / at the bank | Free of charge | Free of charge | Free of charge |
| By ordinary mail | LTL 1.90 | LTL 1.90 | LTL 1.90 |
| Terms of credit limit issuance | |||
| Fee: | |||
| – For the issuance of the credit limit/extension | Free | 1.5 % (minimum LTL 100) |
Free |
| – For changing the credit limit (increase/decrease) | LTL 50 | LTL 50 | LTL 30** |
| Interest: | |||
| – For the credit limit utilised | 16 % | 0 % | 13.9 % |
| – For the additional period of the credit limit coverage | – | 16 % | – |
| Allocation fee for an additional credit limit coverage period | – | LTL 10 | – |
| Fee for transfer of credit limit funds from card account*** | The fee provided in the bank services and operations pricelist for transfer from an account: + 1 percent from the credit limit amount being transferred | ||
| Penalty interests | 18 % | 18 % | 18 % |
| Cash withdrawal | |||
| At branches of the bank in Lithuania | 1.5 % (minimum LTL 3) | 1.5 % (minimum LTL 3) | 1.5 % (minimum LTL 3) |
| At Danske Bankas ATMs in Lithuania | 1.5 % (minimum LTL 3) | 1.5 % (minimum LTL 3) | 1.5 % (minimum LTL 3) |
| At cash desks and ATMs of other Lithuanian banks (DNB bankas, Swedbank, SEB bankas) | 2 % (minimum LTL 10) |
2.5 % (minimum LTL 10) |
2 % (minimum LTL 10) |
| At cash desks and ATMs of other banks | 2 % (minimum LTL 20) |
2.5 % (minimum LTL 20) |
2 % (minimum LTL 20) |
| Limits of card operations***** | Daily | Monthly |
|---|---|---|
| Cash withdrawal: | ||
| - Number of operations | 7 | Unlimited |
| - Total authorized sum | LTL 7,000 | Unlimited |
| Payment operations: | ||
| - Number of operations | 15 | Unlimited |
| - Total authorized sum | LTL 15,000 | Unlimited |
| Total limit on cash payment and payment card operations | Unlimited | Unlimited |
| Fee per setting/changing of daily/monthly limit at ATM and payment card operations at request of client at a Bank branch | LTL 30 | LTL 30 |
| Fees for obtaining payment documents, etc. | |||
|---|---|---|---|
| Obtaining a payment document from Lithuanian companies | LTL 5 | LTL 5 | LTL 5 |
| Obtaining a payment document from abroad | LTL 40 | LTL 40 | LTL 40 |
| Obtaining of a foreign document (car rental, hotel accommodation or airplane tickets, reservation documents, etc.) | LTL 120 | LTL 120 | LTL 120 |
| Sending a card abroad by courier mail within 72 hours after receipt of the customer’s request | LTL 400 | LTL 400 | LTL 400 |
| Travel insurance****** | |||
| Medical insurance | EUR 60,000 | EUR 60,000 | EUR 60,000 |
| Accident insurance | LTL 30,000 | LTL 30,000 | LTL 30,000 |
| Third party liability insurance | EUR 10,000 (franchise EUR 100) | EUR 10,000 (franchise EUR 100) | EUR 10,000 (franchise EUR 100) |
| Luggage insurance Luggage delay insurance |
EUR 500 (franchise EUR 50) EUR 150 (franchise EUR 50) |
EUR 500 (franchise EUR 50) EUR 150 (franchise EUR 50) |
EUR 500 (franchise EUR 50) EUR 150 (franchise EUR 50) |
* The annual card account handling fee is deducted for the preceding calendar year. The annual card account handling fee does not apply in the last year of the validity of the card. On renewal of the card, only the card renewal fee set by the bank is payable.
** Fee for changing the credit limit and term or monthly payment amount upon client's request.
*** If a client performs a transfer from the card account without using the credit limit funds available for the account, the fee for the transfer of money provided for in the bank services and operations pricelist is charged. If when performing a transfer a client uses any of the credit limits funds, the money transfer fee provided in the bank services and operations pricelist + 1 percent of the credit limit amount being transferred is charged.
**** The insurance coverage does not apply to:- The Insured or his/her family members travelling together when they are engaged in recreational activities with an increased chance of risk;
- The holder of supplementary cards;
- If the annual card account handling fee set in the card pricelist and conditions has not been paid.
1636 (Weekdays 8-19)