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How do you earn points?

Points are earned for most of the services provided by the bank:
  • For all the money available in your bank accounts, including deposits and investment portfolio balance: you earn 1 to 4 points;
  • For services ordered and products used:
    • accounts, Danske eBank;
    • debit card;
    • direct debit or regular payments;
    • term deposit;
    • investments;
    • consumer loan or credit card;
    • mortgage loan;
    • leasing;
    • life insurance;
    • non-life insurance.
    You will receive 1 to 4 points depending on the number of services ordered or available products
  • You will receive 1 to 4 points depending on the number of transactions
  • You will receive 1 point for obligations fulfilled, e.g. timely fulfilled credit obligations.
Conditions of granting and validity of points:
  • Term of validity of points: 24 months.
  • Points for the relevant preceding calendar month are awarded to programme participants on the 5th day of every month.
  • All the discounts provided by the bank are provided based on the principle of compensation, i.e. after a programme participant chooses a discount, the fees paid by him/her are refunded on the 5th day of every month for the previous month until the discount remains valid. In the first month, discounts are provided for the entire month during which the programme participant ordered discounts, regardless of the date of the month on which the discounts were ordered.
  • Refunds are transferred to the specified Danske Bankas account of programme participants.
  • For conditions of awarding and writing-off points: see the Rules of the Programme.
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Rules of the Danske Bonus Programme
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