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Liquid Time Deposits

Liquid Time Deposits is an obligation-free and convenient manner for keeping your savings. After choosing this deposit type, you will have an opportunity to terminate the deposit agreement at any time without losing any accumulated interest.

  • Maturity of liquid time deposits: minimum - 1 month, maximum - 12 months.
  • Deposits are accepted in litas, euros and US dollars.
  • Minimum amount of the deposit: for private persons - 40,000 LTL.
  • Interest on the deposit shall be disbursed either on a monthly basis or upon maturity.
  • Pre-mature termination of the liquid time deposit agreement shall not lead to loss of the interest. The Bank shall disburse the interest accrued for the period until the termination date at the interest rate applicable in the Bank at that moment.
  • Higher interest rate may be negotiated with the staff of the Danske Markets Lithuania Department at tel. 1636.

Basic interest rate
Valid from 2012-01-18
Interest shall be disbursed upon maturity provided that the deposit was not pre-maturely withdrawn:
Maturity Annual interest, %
Months Days LTL USD EUR
1 30–59 0.50 0.00 0.70
2 60–89 0.90 0.00 0.90
3 90–119 1.10 0.05 1.25
4 120–149 1.15 0.10 1.30
5 150–179 1.20 0.15 1.35
6 180–209 1.40 0.20 1.50
7 210–239 1.45 0.25 1.50
8 240–269 1.50 0.30 1.55
9 270–299 1.55 0.35 1.60
10 300–329 1.60 0.40 1.70
11 330–359 1.70 0.45 1.80
12 360 1.91 0.50 1.90

Interest shall be disbursed on a monthly basis provided that the deposit was not pre-maturely withdrawn:
Maturity Annual interest, %
Months Days LTL USD EUR
1 30–59 0.47 0.00 0.67
2 60–89 0.87 0.00 0.87
3 90–119 1.07 0.02 1.22
4 120–149 1.12 0.07 1.27
5 150–179 1.17 0.12 1.32
6 180–209 1.37 0.17 1.47
7 210–239 1.42 0.22 1.47
8 240–269 1.47 0.27 1.52
9 270–299 1.52 0.32 1.57
10 300–329 1.57 0.37 1.67
11 330–359 1.67 0.42 1.77
12 360 1.88 0.47 1.87

Interest rate in case of pre-mature termination*
Interest shall accrue on the actual number of days of the deposit with the Bank:
Actual time of the deposit Annual interest, %
Months Days LTL USD EUR
  Iki 30 0.00 0.00 0.00
1 30–59 0.30 0.00 0.30
2 60–89 0.40 0.00 0.35
3 90–119 0.55 0.03 0.40
4 120–149 0.60 0.05 0.45
5 150–179 0.80 0.05 0.60
6 180–209 0.80 0.10 0.70
7 210–239 0.85 0.10 0.75
8 240–269 0.90 0.15 0.80
9 270–299 1.00 0.15 0.90
10 300–329 1.05 0.15 0.95
11 330–359 1.20 0.20 1.10

* In case of pre-mature withdrawal of the deposit, the interest shall be disbursed at the rate applicable in the Bank on the date of such withdrawal.

Got any questions? Call the Contact center at 1636 (from outside Lithuania dial +370 5 215 6666) or send us an enquiry.
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