An Danske Bank A/S Lithuania Branch consumer loan is given to satisfy your needs without a mortgage. With a consumer loan, you will be able to renovate your house, get a new car, take care of your health, pay the first instalment on your new house, or get something you have been dreaming of.
The procedure for getting a consumer loan is easy and simple. The money is credited to your account on the same day the agreement is signed.
- Simple procedures – a loan may be granted on the same working day.
- You will get the prestigious credit card Danske Bankas MasterCard Standard with a credit limit of LTL 20,000 free of charge. This card will enable you to use discounts of up to 25 % given by Danske Bankas discount programme partners in more than 100 shops. Discounts are applied for home decorations, interior design items, sanitary equipment, and other household goods.
- Loan repayment before the term is free of charge.
- Changing the day for loan payments is free of charge.
- Your account will be automatically debited with the amount and interest of the loan being repaid — that is how we save you time.
- You get a personal bank assistant, who will give you advice about all questions concerning loans, saving, life and property insurance, and investments, who will help you prepare documents, and who will advise you about how to effectively manage your personal money.
- pledge the property;
- obtain life assurance;
- to provide the surety from other person if you want to be issued a bigger loan than your salary permits or you are under 21 years of age.
Yes, if you are 21 years* old and a citizen of the Republic of Lithuania or if you have a permanent (or temporary) residence permit issued by the Migration Department under the Ministry of the Interior of the Republic of Lithuania (the validity of which is not longer than the loan period) and if you receive a regular income in Lithuania.
* Exceptions are applied provided the client fulfils additional obligations.
| Maturity | Maximum loan amount* |
|---|---|
| 3–48 months | LTL 20 000 |
- Completed form of application for obtaining a consumer loan.
- Passport, personal identification card, or new type of driver’s license.
- A copy of person’s income tax declaration (if necessary) or other documents confirming your income.
- Other required documents.
- The loan must be paid in equal instalments on a monthly basis (annuity approach).
- For your convenience, the instalments will be debited from your bank account automatically.
- You will be able to select the day of the month to pay the instalments.
- Repayment commences in the month after the loan is granted, on the day of the month selected by you.
1636 (Weekdays 8-19)