Bank Cards

When receiving a Visa Classic or Visa Gold card, customers of Danske Bankas are insured by a free If P&C Insurance AS branch travel insurance policy valid for travel abroad. The insurance coverage starts on the date the card is issued and lasts until the date it expires.

The insurance coverage applies to the cardholder (hereinafter the Insured) and his/her family members travelling together, i.e., a spouse (or a person cohabiting for over a year and keeping a joint household without marital registration) and children or wards under the age of 18.

• with medical insurance for first aid and emergency treatment;
• against accidents;
• against luggage loss and delays in the delivery of luggage;
• with third party liability insurance;
• against travel delays (Visa Gold card holders).

• Visa Gold card holders are covered by insurance applicable to forms of leisure associated with increased risks.
• This insurance does not cover a Visa Classic cardholder engaged in recreational activities that have increased risk.
• Insurance coverage does not apply to holders of additional Visa Gold or Visa Classic cards.
• Insurance coverage does not apply if the annual account handling fee set in the Visa Classic and Visa Gold pricelists has not been paid.
• The insurance coverage is valid for a period not exceeding 30 calendar days during one trip abroad and not longer than 90 days during one year of validity of the card.
• In the case of a travel delay insurance event, compensation of 40 EUR is paid for each hour of delayed travel starting from the fifth hour of delay, but only until the journey is cancelled and not exceeding the ticket price or the insured amount.
• The insurance coverage is valid for insurable events that occur in any country of the world, except the Republic of Lithuania and the country of permanent residence of the Insured if the Insured is not a permanent resident of the Republic of Lithuania.
• If the Insured has a number of Danske Bankas cards, it shall be considered that he/she is insured with just one insurance alternative granting the maximum volume of insurance coverage.
• In case of an insurable event, the Insured or his/her representative must immediately notify the insurance company If P&C Insurance AS branch tel. +370 5 210 8925.

Travel Insurance Regulations No. 016
Description of the terms and conditions of the insurance contract (in Lithuanian)
More information