When making a payment on the Internet, if you receive a message asking that the payment be directed to the beneficiary’s account in Danske Bankas, click “Agree”. This service will allow you to save money and the payment will be processed straight away.
Payments between different banks are usually more costly and take longer to process than those within the same bank. Therefore, Danske Bankas has developed a new, convenient service “Optimal Payment”. When making a payment, the system will check whether the recipient of the payment has an account in Danske Bankas. If so, it will be suggested to you to make the transfer to the beneficiary’s account in Danske Bankas. This will cost you less and the transfer will be processed straight away.
This service is secure as Danske Bankas has signed an agreement for provision of the “Optimal Payment” service with each beneficiary.
How the “Optimal Payment” service can be useful?
It allows you to save; instead of the fee for making a transfer to another bank you will only pay the fee for making a transfer in Danske Bankas (LTL 0.80 instead of LTL 1.40 for the transfer to another bank in Lithuania). The payment is processed straight away.
