Bank Solutions

• Saves you money. Free of charge payments to transfer money to and from both accounts.
• Speed. Same day transfer with same day value.
• Convenience. Hold your money in a safe convenient bank account with easy access via internet banking and ATM. Use this bank account to transfer payments to and from Lithuania via internet banking.
• No limitations on frequency. As payments are totally free of charge, there are no limitations to the amount or frequency of payments.

This offer is open to anyone who is or will be residing in Ireland.

Free of charge cross-border transfers to Lithuania are a free benefit of a National Irish Bank account. To avail of this benefit, you will need to open a National Irish Bank account or switch your existing bank account to National Irish Bank.

Once you have your National Irish Bank account, you can use this to transfer funds to Lithuania electronically for free using National Irish Bank online banking – safe and convenient transfer system.

Please note that while National Irish Bank staff will make every effort to make the process as simple as possible for you, they will generally conduct business in English. Documentation, where possible, is produced in both English and Lithuanian for your convenience.

How to open a bank account in Ireland?

All banks in Ireland are required by legislation to ask customers to provide proof of identity and verify their permanent address when opening a bank account.

Proof of identity

A new customer has to prove personal identity by providing the original of one of the following ID documents:

• Passport,
• ID card,
• Drivers licence.

Proof of permanent address

To verify the permanent address, primary or secondary documents can be used.

Primary documents to verify permanent address are (one of the following):

• Current utility bill issued within the last 3 months or, if annual bill, for the current year;
• Current bank, building society or financial institution statement issued within last 3 months;
• Current balancing statement from Revenue Commissioners;
• Current Social Insurance documents;
• Current household/motor insurance certificates;
• Current mobile telephone bill.

Secondary documents to verify permanent address are (one of the following):

• Letter from a person in a position of responsibility (e.g. a solicitor, accountant, doctor, minister of religion, teacher, social worker, community scheme supervisor) who is in a position to confirm the person's address;
• Letter from a respected customer personally known to a member of branch management.
• Letter from a licensed employment agency that the person has recently arrived in Ireland and is commencing employment or from an employer that a person is not in a position to produce a utility bill or other document that shows an Irish address.

If using a secondary document the new customer is required to submit an additional form (1 page form available from the branch) in order to clarify the reasons for not providing primary documents.

Once you have opened the bank account you can use it for a range of functions: salary payment, debit and credit cards for use in ATMs and retail outlets (for daily use), local payment services (payments for utility, Telco's, insurance, etc services), as well as payments back to Lithuania.

Important note
All National Irish Bank staff are legally obliged to comply with Irish legislation which requires such information to open accounts and avail of the facilities outlined.
Accounts cannot be opened until all the necessary information is provided and satisfactorily meets the requirements.

How to use eBanking and transfer funds?

In the course of opening your bank account you will be asked to subscribe to National Irish Bank online banking, called eBanking. This is a fully secure online banking system which you can access from your PC (and any other PC if you use the security access provided) using a customer logon ID and password. Your customer logon ID and your password will be sent to you by post in two separate letters.

Initial logon

On receipt of your individual logon details, you need to logon to the eBanking system. To do this:

• Go to www.nationalirishbank.ie
• On the homepage click on "Log on" in the top left hand corner of the screen.
• Choose "eBanking" from the menu.
• This will send you to a secure logon page for eBanking.
• On this page enter your Logon ID and your password in the required fields (as provided to you by letter).

You have now activated your online banking.

A 5 step guide to transferring money to Lithuania using eBanking

• Step1: Log on to your eBanking account in the normal way (as detailed above)
• Step 2: From the left hand menu choose "Funds Transfer", then choose "Cross Border Transfer"
• Step 3: This opens a page in which you enter the payment details:
• Account paying from in National Irish Bank
• Click on "Transfer to own account in Danske Bank Group"
• Enter the amount you wish to transfer in the currency you wish to transfer and the date
• Step 4: You then get a page where you enter the details of the receiving account. Here you enter the details of the account in Danske Bankas you wish to transfer the money to. These details can then be saved so you do not have to enter each time you make a payment.
• Step 5: You then get confirmation on the payment details and you are asked to verify for security reasons.

Your money has now been transferred at no cost.

If all of the above sounds a bit complicated - don't worry. National Irish Bank have an eBanking demo on website at www.nationairishbank.ie that brings you through each function, and National Irish Bank also have a Customer Support team that can help you with any technical or functional queries you may have.

More about National Irish Bank and Danske Bank Group

National Irish Bank was acquired by Danske Bank Group in March 2005 and completed its integration into the Danske Bank Group banking model when it re-launched on 18th April 2006. National Irish Bank is a growing retail bank with a network of 64 branches and 13 business centres in the Republic of Ireland.

After seven years of successful operations in Lithuania, on 1 June 2008 SAMPO bankas became a branch of the Danske Bank Group and relaunched as Danske Bankas. Danske Bankas Lithuania has 17 branches throughout Lithuania.

Measured by total assets, the Danske Bank Group is the largest financial enterprise in Denmark and one of the largest in the Nordic region. Danske Bank Group in Scandinavia includes Danske Bank, BG Bank, Realkredit Danmark, Danica Pension. Danske Bank Sweden, and Fokus Bank. In Ireland, it operates as National Irish Bank and Northern Bank. In the Baltics the Group has branches in Lithuania, Estonia, Latvia and Russia. It is rated by three large international credit rating agencies whose long term ratings for Danske Bank currently are Aa1 Moody's; AA- Standard & Poor's and AA- Fitch.

The Group offers Danish and international customers a wide range of services in the fields of banking, mortgage finance, insurance, leasing, real-estate brokerage and asset management. In total, the Group serves 5 million retail customers and a significant number of public sector and institutional organisations. Some 2 million customers use the Bank's online services.

Danske Bank A/S, trading as National Irish Bank, is authorised by The Danish FSA in Denmark.

Danske Bank A/S Lithuania Branch is under the supervision of the Bank of Lithuania.

Danske Bank A/S, trading as National Irish Bank, registered Branch in Ireland Number 905623.
Registered Office: 3 Harbourmaster Place, IFSC, Dublin 1.
Registered office in Denmark: 2-12 Holmens Kanal DK-1092 Copenhagen K, Denmark.
Danske Bank A/S (trading as National Irish Bank) is authorised by The Danish FSA in Denmark.
www.nationalirishbank.ie